This is well worth a read if, like me you are self employed. Our lives, if we need any help from the benefit system, are likely to become a lot more difficult with the introduction of Universal Credit.
The new rules for self-employed people on Universal Credit are to set to be some of most complex ever designed and will prove devastating for the lowest earning workers. Self-employed people could find business ideas rejected by panels of government busy-bodies or face having to cancel organised work to attend workfare, all whilst attempting to battle unprecedented levels of red tape.
Under current rules, low paid self-employed people who work 30 hours a week can claim Working Tax Credit. This is a lower amount of benefit than Jobseekers Allowance and is removed at a lower rate when wages increase. Housing Benefit can also still be claimed, at a reduced rate dependent on earnings. This has meant that self employed workers can take work, or develop a business, without being forced to sign on and off unemployment benefits everytime they earn anything. Much like Working and Child Tax Credits, which are…
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